Attention homeowners in Valley and Douglas County: Need an appraisal?

Here are the top seven reasons NE homeowners order from Scott RE Appraisals:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge Douglas county's assessment of your propertyworth
To cut a mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a NE divorce, where real estate needs to be divided
Settle an estate in NE by determining the true market value of real estate in question

Own a house in or near Valley, NE and need help determining the price of it?
Contact Scott RE Appraisals.

At Scott RE Appraisals, we understand the particular needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Scott RE Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping customers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge Douglas county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's declining. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Scott RE Appraisals is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Scott RE Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd wish to have a professional double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Scott RE Appraisals offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Scott RE Appraisals can help with that too. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.